My husband proposed that my friend and I swap husbands for a week — I thought he was joking until I discovered she was actually willing to do it, so I agreed and decided to teach them both a lesson

For once, I followed every instruction carefully.

Over the following days, additional records emerged.

The bank confirmed that the $86,000 had passed through an account associated with New Beginnings Holdings. Records showed that Sean and Nancy had both been involved in managing that account.

The bank also identified discrepancies in the home-equity application that required further investigation.

Rachel provided information about the company correspondence she had retained, and Claire supplied her photograph of the incomplete document.

Alex, meanwhile, began reviewing his own finances with an attorney.

What we discovered was worse than an affair.

Sean and Nancy had discussed creating a business together while concealing the arrangement from their spouses. They had also discussed the possibility of using the proposed partner swap to muddy the circumstances if their marriages ended and financial questions arose.
The documents did not prove every detail of their intentions, but they gave investigators a clear reason to examine the transactions.